Most internet merchant account processors will charge a $25 Monthly Minimum - which means if you’re not processing around $1200 a month in Visa/MasterCard transactions, you can be charged an additional monthly fee up to $25 for your credit card processing. Learn more…
Many internet merchant account providers require you to sign a 2-3 year contract - and then if you cancel early for any reason, most will charge you a $200-$500 early termination fee. Learn more…
TTG’s recommended processor offers you some of the lowest rates in the industry. Check out the chart below to compare their rates with those commonly offered online or by your local bank.
| Merchant Account Fees | Industry Standard | Your Rates |
| Application Fee | $39 - $99 | Waived |
| Qualified Internet Discount Rate | 2.29% - 2.79% | 2.19% |
| Qualified Retail Discount Rate | 1.65% - 2.00% | 1.79% |
| Per Transaction Fee | $0.25 - $0.40 | $0.20 |
| AVS (Address Verification Fees) | $0.10 | Waived |
| Monthly Statement Fee | $10 - $20 | $10 |
| Monthly Minimum | $25 - $40 | Waived |
| Contract Commitment | 3 - 5 Years | Month to Month |
| Cancellation Fee | $300 - $500 | Waived |
The Transaction Group (”TTG”) is comprised of three industry professionals, with a combined 40 years of experience in dealing with merchant accounts and credit card processing.
We understand that searching for a merchant account can be challenging. There are thousands of companies to choose from - some good and others not so good. Selecting the right merchant account provider for your business can be time consuming and frustrating, as there are a lot of providers out there that won’t tell you the whole story.
Here at TTG our mission is to educate you about the industry and locate a provider that stands above the competition, based on their processing solutions, rates and customer service.
We have selected three leading providers - what we believe are the top solutions for our U.S. merchants, our Canadian merchants and our high risk merchants respectively. For example, for American businesses, TTG recommends Capital Payments, a leading provider of electronic payment solutions for businesses, with offices located in New York and Chicago.
Unlike most other merchant account providers, Capital Payments doesn’t make you sign any long term contracts or charge you a cancellation fee – so they know that you can leave them at any time. By necessity for their own survival and growth, this motivates them to make sure all of their merchants have dependable service, receive strong support, and enjoy extremely competitive credit card processing rates.
And since they don’t charge you any monthly minimums, they themselves only make money when your business succeeds and has customers purchasing your products or services using their credit cards.
Whether you’re a home-based business, a mom & pop operation, or a Fortune 500 company, Capital Payments’ commitment to you and your business is to provide you with a cost effective and dependable retail or internet merchant account solution.
We invite you to take your business to the next level. Apply Now to start accepting credit cards today or call 888-383-8056 to inquire about how to take advantage of cheap merchant account rates for credit card processing.
Thank you… and we wish you continued success.
Michael L. Rupkalvis, President
The Transaction Group
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